With the looming recession learning to be more frugal will go a long way when it comes to budgeting and money management. Due to the high level of stress at my last IT role I had to step away from a high paying job. We lost about 70 percent of our total income. At 60 years of age I have not been able to find another IT role that pays anywhere near that. The reduced stress from walking away from that job has been worth it. We have been working at cutting unnecessary costs from our budget. Eating out has been very difficult to cut since neither of us like to cook. Baby steps…